What is Zippy Loan? Zippy Loan is an effectively online comparison site which aims to locate you the cheapest loan deals available in the marketplace. The service specializes in both payday and long-term cash advances, offering both short term and long term options. As such, the available terms on offer may vary widely depending on your actual funding product. You might be able to find a good deal through their website, but it's not a guarantee that you'll be accepted.
Do I actually need a credit rating to apply for a zippy loan in San Antonio, TX? San Antonio actually has some very strict requirements when it comes to borrowing money. In fact, credit ratings and background checks are some of the most rigid in the nation. You have to have a good FICO score of at least 600 for any non-business purpose and over that score you need to have a steady source of income, otherwise you just won't even be considered.
Can I borrow money from a company in San Antonio, TX? Yes, as long as they are registered members of the Better Business Bureau. You can also find personal lenders in San Antonio, TX who do not belong to the zippy loan company but who will still give you a personal loan, however at a higher interest rate than one you could get elsewhere. If you need cash fast, then this is the way to go. But, remember, you're going to pay for this convenience, so don't use it to make yourself a financial fool.
Does it take longer to qualify for a zippy loan in San Antonio, TX? No, not necessarily. Usually, the whole process takes about three weeks or so. In fact, many borrowers with a fico score of at least 600 have gotten a decision on their loans in as little as two weeks.
Do I have to pay day loan providers a fee to borrow money? No, not necessarily. In fact, some of these cashloans are actually exempt from sales tax. If you are in need of fast cash, then there is no better option than to apply for a loan from a private company. Even zippy loan companies charge interest, so you are actually saving money on interest if you apply for a loan from them.
Will I be able to receive a loan in less than one week? Yes, absolutely, if you qualify. Typically, you can get a check in your mail the day after you submit the online application. Can I take this opportunity to improve my credit rating? Yes, you can, but typically it will take at least a few months before you see a significant change in your credit rating.